The establishment and improvement of a long-term care insurance system is a major initiative by the Communist Party of China and the Chinese government to address the challenges of population aging and ensure the stable, harmonious, and sustainable development of aging society.
The concept of Long-Term Care (LTC) has evolved and encompassed varying definitions.
The issuance of the 2016 Guiding Opinions marked the official launch of long-term care insurance pilot programs across China, providing a foundational policy framework and implementation guidelines.
Among all the pilot cities, Shanghai, Qingdao (Shandong Province), and Nantong (Jiangsu Province) have emerged as nationally representative cases due to their distinctive implementation models and notable outcomes.
With the continuous advancement of the long-term care insurance pilot program, the system's operation has gradually matured, and the number of insured persons and beneficiaries have shown a significant and stable upward trend.